Investments

I think of investing as long-term savings, not a shortcut to getting wealthy. The goal is to protect purchasing power, compound quietly, and stay honest about risk.

Public markets

My public portfolio leans heavy toward technology because that is the part of the market I understand best. I work with technology every day, follow the space as a hobby, and usually have a decent pulse on what is useful, what is hype, and what is early.

The shape is a barbell: durable, evergreen exposure on one side, and smaller higher-risk ideas on the other. Since I am younger, I am still comfortable being risk-on. Over time, I expect to keep building the stable side.

Separate from an emergency fund, I treat investing like a savings account for the long term. Most people will not beat the market, and almost no one does it forever. For me, investing is a passive way to avoid losing purchasing power to inflation, not the main plan for getting wealthy.

Private investments

I have small amounts in a few private companies. These are not large positions. I invested because I liked the product and believed more products like it should exist. TRMNL was an early seed-round investment for me; Substack was a later-round investment.

TRMNL

A calm ePaper dashboard for information that should be visible, not addictive.

Substack

A publishing platform built around direct relationships between writers and readers.

Notes

I have done well with investments so far: better than average, and over the last six years, better than the S&P 500 and many professional investors. I do not expect that to hold forever. No matter how good the last stretch has been, returns like that are unlikely to be sustainable long term. Eventually, they probably converge closer to average.

I do think I can outperform the average investor by staying in areas where I have an asymmetric advantage, especially technology. But I still treat investing like a savings account or a cherry on top, never the main strategy for building wealth and never something I rely on for major returns.

My strongest belief is that the best investments are skills, self-education, and anything I can control directly.

Updated April 22, 2026.